Wealth creation
Investment strategies
Whatever your budget, or risk profile, we can work with you to create an investment strategy that suits your requirements.
Risk minimisation strategies
Do you want to invest without the risk? We can't eliminate that completely, but we can create strategies to help minimise the risks for you.
Tax-effective investing
When it comes to investing, it is important to consider the possible tax implications too. We can help create a tax effective strategy for your needs.
Strategic asset allocation
Looking for a traditional approach to building an investment portfolio? We will develop a strategic asset allocation portfolio for you, so you don’t have to.
Portfolio management
Managing your investment portfolio on your own can be tricky, time consuming and stressful. We will build and oversee a selection of investments to help meet your long-term financial goals.
Estate planning
We will work with you to develop an Estate plan to prepare the various tasks that will serve to manage your assets and ensure that your family and loved ones are cared for in the event of incapacitation or death.
The main reasons to consider an estate plan include:
- Ease the burden of your family and ensure they are properly provided for.
- Reduce estate taxes that will be required to be paid by those you leave behind.
- Avoid messy estate disputes among possible beneficiaries.
- Help you plan for potential incapacity in the future.
- Put your wishes first.
- Charitable giving and business succession can be incorporated into an estate plan.
In addition, we can also provide assistance in the areas of Wills, Trusts, Powers of Attorney, Guardianship/Directives, Super Death Benefit Nominations, and Insurance Nominations.
Want to find out what your Estate Plan might look like? Complete our Estate Planning Questionnaire.
Debt management
Manage and repay your debts more effectively, through financial planning and budgeting.
A comprehensive debt management plan will ensure you can:
- Make one monthly payment.
- Secure lower interest rates.
- Increase your credit score over time.
- Pay off your debts faster.
Superannuation
Looking for a superannuation fund created with medical professionals in mind? – Then we have the perfect superannuation fund for you.
The IOOF Superannuation Fund, is administered by the IOOF group who have a strong history of providing superannuation solutions to doctors.
Contribution strategies
We're able to work with you to create a contribution strategy that improves your retirement savings base over the medium to long term.
Untaxed/Defined benefit superannuation
We have the experience and knowledge required to assist with State Government Superannuation Schemes, whether untaxed or defined benefit.
We can help design strategies that allow you to take advantage of the unique features these funds offer.
Retirement planning
Small business retirement exemptions
Do you have a small business? We can help you utilize CGT concessions, CGT discounts, to transfer any gain into superannuation.
Transition to retirement
Approaching retirement? We can set up a Transition to Retirement Pension for you, which will allow you to draw income from a pension, even if you are still working.
Retirement income planning
When preparing for retirement, it’s important to think about your finances. We can help you with your long-term financial plan – just ask us how!
Maximise Centrelink benefits
Are you receiving Centrelink benefits? We can help you maximize these - Ask us how today!
Wealth protection
Term life insurance
Looking for peace of mind in knowing that your loved ones will be taken care of, after you've gone? Life Insurance gives you that peace of mind, whilst ensuring your family will be adequately protected.
Total & permanent disability insurance (TPD)
Should you suffer from an illness or injury, which causes you to become totally and permanently disabled, TPD cover will pay you out a lump sum. We can ensure that this is in line with your needs and requirements.
Trauma insurance
Ever worry that you may be struck down with cancer or a serious illness? Trauma Insurance (also known as Critical Illness) provides you with a lump sum benefit in the event of a critical condition.
Income protection
What would happen if you were unable to work due to sickness or injury? Would you still get paid? For most of you the answer is no! Having Income Protection means that you will be paid up to 75% of your regular income, even if you are unable to work due to sickness or injury.
Business insurance
Whether you have a small business or a staff of fifty, there are many different business insurance options to help you minimise your business worries.