Industry Super versus Retail Super. Which is better for you?

Which is better, industry or retail super funds? Read the full article.

Industry Super versus Retail Super. Which is better for you? | AMA Financial Planning

 

The correct answer could be either, neither or both.

Meet Mr and Mrs Average. According to the law of averages, if they invest in an average industry super fund, selecting the average investment options, they’d be better off. On the other hand, if they invest in a top performing retail fund, they’ll be even better off again – and vice versa. So much for averages. The fact is, there’s a lot more to it than meets the eye. What lies beneath the surface matters to. Investment options for example. If you want lots of them, or geared investment options to accelerate growth, then most industry funds are not for you. And what about the constantly changing regulations – making the most of the opportunities they present and avoiding any penalties?

If you’d prefer a super solution tailored to you, and a partner you can count on to keep it that way, talk to us about adviser-led super. Call the AMA Financial Services team on 1800 262 346 or email advice@amafp.com.au.

Professional advice is quite possibly the most valuable investment you‘ll ever make.

 

A.M.A. Services (WA) Pty Ltd trading as AMA Financial Services 47 008 671 458 is a Corporate Authorised Representative of Consultum Financial Advisers Pty Ltd. ABN 65 006 373 995 l AFSL 230323.

This is general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this document, you should assess your own circumstances or seek advice from a financial adviser and seek tax advice from a registered tax agent. Information is current at the date of issue and may change. You should obtain a copy of the Product Disclosure Statement available from the product provider or your financial adviser and consider this before you acquire a financial product. This information and certain references, where indicated, are taken from sources believed to be accurate and correct. To the extent permitted by the Law, Consultum, its representatives, officers and employees accept no liability for any person that relies upon the information contained herein. From time to time, we may send you informative updates and details of the range of services we can provide. If you no longer want to receive this information, please contact our office to opt out.

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